RIVER FOX LENDING
HOME LOANS FROM THE TEAM YOU TRUST
River Fox Lending is a full-service mortgage brokerage (Company NMLS #212405) staffed with a DREAM TEAM of local loan originators who have a collective 20+ years in the real estate and lending sectors. They pride themselves on proactive customer communication, a solution-driven approach, and commitment to ethics and integrity.
River Fox Lending is available for any customer seeking financing, as well as those working with a River Fox Realty real estate agent. We offer comprehensive mortgage solutions for:
- CONVENTIONAL (15 yr/30 yr)
- FHA
- VHDA
- VA
- USDA
- Refinancing
- Home Equity Loans
- 0% Down Financing (no income restrictions!)
- Jumbo Loans
- Renovation Loans
FINANCING PLANNER
RATES UPDATED DAILY
ESTIMATE YOUR MONTHLY PAYMENT
Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and Private Mortgage Insurance.
Price
Annual Tax
Loan Term (Years)
Down Payment %
Interest Rate %
Monthly HOA
Monthly Insurance
$3,198.20
Estimated Monthly Payment
Principal
$2,398.20
(75.0%)Taxes
$500.00
(15.6%)HOA
$100.00
(3.1%)Insurance
$200.00
(6.3%)MEET OUR TEAM
AWARDS AND ACCOLADES
Our underwriters are based in Virginia Beach with our CMS Mortgage Solutions Inc (NMLS #212405) team, one of the nation's top-ranking mortgage companies offering client support in Virginia, Maryland, Florida, Pennsylvania, North Carolina and Washington D.C.
KRISTIN O'NEIL
SENIOR LOAN OFFICER
Kristin O'Neil (NMLS #266528) has been awarded as the #5 lender in Virginia (Scotsman Guide, 2024), and she is a recipient of the 2023 winner of Women with Vision award. She has also served on the Government Affairs Committee for the Association of Independent Mortgage Experts, and been featured in the Mortgage Professional America magazine. But her favorite awards are the five-star reviews from clients!
